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Kasa Rolniczego Ubezpieczenia Spolecznego (KRUS)
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KRUS is an institution established with a view to providing services related to the social insurance system for farmers.

The missions of the agricultural social insurance fund
It provides services for the insured and beneficiaries in respect of all matters pertaining to the social security system, premium rate, collects of premiums and payment of benefits.

 

An independent organisation to answer Polish farmers’ needs

 

It performs activities to prevent accidents at work in agricultural and professional diseases, by means of analysis of underlying causes of such accidents and injuries, free voluntary trainings pertaining to protection of life and health on the farm and promotes safe agricultural machines, equipment and protective clothing. It provides services for the insured and beneficiaries unfit for work or vulnerable to lose capability of working on the farm but likely to regain such capacity through efficient treatment and rehabilitation.

It promotes and supports development of voluntary insurance. It effects settlements of the health insurance premiums for farmers and their families working on farms, registers premiums on the accounts of beneficiaries and provides the healthcare fund with the necessary information.

Agricultural social insurance eligibility

The Farmer’s social insurance, according to the principles set forth in the Law, covers farmers and their families who : 

  • Are Polish citizens; 
  • Are residents of the Republic of Poland based on a visa or a permanent residence card issued in relation to the residence permit for a definite period of time or the permit to settle on the territory of the Republic of Poland for indefinite period of time; 

    or 
  • Are citizens of the European Union Member state.
Protection for Polish farmers and their families

 

 

The insurance also covers citizens of the European Union Member Countries, unless the EU regulations provide otherwise. The farmers’ social insurance law specifies two types of insurance – retirement pension insurance, accident, sickness and maternity insurance – as well as two types of insurance coverage – mandatory and voluntary.

Both types of insurance apply mandatory to a :

  • Farmer residing in the Republic of Poland and performing, personally and on his own account, agricultural activity on the farm belonging to him, exceeding 1 hectare of arable land, or special agriculture-related production activity which does not require ownership of a farm, with surface and production type specified in the Law ;
  • Farmer’s spouse ;
  • Household member i.e. a close person over 16 who lives with the farmer in a shared household or the same farm, works on the farm and is not bound by a contract of employment ;
  • If such persons are not covered by a different social insurance and are not eligible for retirement benefits or pension.
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